You’re halfway through your computer science degree and, let’s face it, your savings are sitting there like an unplayed video game in the corner. It’s time to level up your financial game. While you might not want to risk your hard-earned cash on high-stakes investments, there are plenty of low-risk options that can help your money grow while you focus on your studies.

First up, consider a high-yield savings account. Think of it like a solid sidekick in a superhero movie—reliable and always there for you when you need it. These accounts typically offer better interest rates than traditional savings accounts, so your money can earn a little extra while you’re busy debugging code. It’s a safe place to park your cash and watch it grow at a speed that’s faster than the average tortoise.

If you’re looking for something with a little more oomph, consider a Certificate of Deposit (CD). A CD is like a time capsule for your money—a promise that if you leave your cash untouched for a set period, like a few months or a couple of years, you’ll get a higher interest rate in return. Just keep in mind that your funds will be locked up during that time, so make sure you can part with them for the duration.

Another option that might tickle your fancy is a robo-advisor. Imagine having a personal finance assistant who works 24/7, sifting through investment opportunities while you’re busy acing your exams or binge-watching your favorite series. Robo-advisors create diversified portfolios tailored to your risk tolerance and financial goals, which means less work for you and more time for pizza breaks with friends. Plus, many have low minimum investment requirements, making them perfect for students.

If you want a touch of adventure without diving headfirst into the stock market, consider investing in low-cost index funds or ETFs. Think of them as the buffet of investing—variety is the name of the game. Index funds track a specific market index, and because they are diversified, they spread out your risk. This means you’re not banking everything on one stock, reducing the chance of a financial faceplant. Plus, with lower fees than actively managed funds, you can keep more of your hard-earned cash.

Lastly, don’t underestimate the power of investing in yourself. Taking a course in a new programming language or attending workshops can pay off big time in the future. Your skills are your biggest asset, and expanding them could lead to better job opportunities and higher earnings post-graduation. Think of it as leveling up your character in a game—you’re equipping yourself for the challenges ahead.

So, while your savings may be idle now, there’s plenty you can do to make them work for you without taking on too much risk. With some smart choices, you can turn your spare cash into a tool that propels you toward financial success, all while you’re navigating the exciting world of computer science.