Graduating from college is like reaching the final level of a video game, but instead of a trophy, you’re suddenly faced with the real world—bills, jobs, and yes, credit scores. If you’re eyeing an apartment lease and your credit history feels like it’s stuck on level one, don’t worry! There are fun and effective ways to boost your credit score quickly.

First things first, let’s talk about that one credit card you have. Think of it as your trusty sidekick in this financial journey. Use it wisely! The key here is to keep your credit utilization low. Aim to use less than 30% of your credit limit each month. Not only will this show potential landlords that you’re responsible, but it will also help your credit score soar higher than Mario jumping on a Goomba.

Next, consider becoming an authorized user on someone else’s credit card. This is like getting a cheat code for your credit score. If you have a family member or friend with a solid credit history and they’re willing to add you, you’ll benefit from their positive payment history. Just be sure they can handle the responsibility because any late payments will also affect your score.

Another quick win is to open a secured credit card. This is a great stepping stone if you want to increase your credit mix, which is an important factor in your overall score. With a secured card, you put down a cash deposit that typically serves as your credit limit. It’s like putting money in a piggy bank that you can use to build your credit. Just remember to pay off the balance in full each month to avoid interest charges and keep your score climbing.

If you have student loans, make sure you’re on top of those payments. Even if they’re in deferment, once payments kick in, they’ll contribute to your credit history. Treat your loans like your favorite series on Netflix: don’t binge-watch, but keep up with the episodes so you don’t miss out on the plot twists.

Don’t forget about credit-building apps or tools. There are several out there that can help you track your progress and even simulate how different actions will affect your score. Think of it as a financial fitness tracker that keeps you motivated and on track.

Lastly, consider getting a credit builder loan. This works by borrowing a small amount of money that you pay back in installments, and once paid off, it reports to the credit bureaus. It’s like training for a marathon—slow and steady wins the race!

In this age of instant gratification, remember that building credit is a marathon, not a sprint. With these strategies in your financial toolbox, you’ll be well on your way to impressing those landlords and finding the perfect place to call home. So gear up, put your best financial foot forward, and get ready to unlock the door to your new apartment!