Planning a wedding in your 20s can quickly turn into a wild adventure, kind of like trying to navigate the Upside Down in Stranger Things. One minute you’re dreaming about saying ‘I do’ surrounded by friends and family, and the next, you’re staring at a spreadsheet of spiraling costs that feels more like a horror movie plot twist. If you and your partner are budgeting for a 100-person wedding, it’s crucial to set a financially responsible limit that won’t haunt your dreams for years to come.

To kick things off, let’s talk about what a typical wedding budget looks like. The average cost of a wedding in the U.S. hovers around $30,000, but that can vary significantly based on where you live and what kind of shindig you envision. So, before you start planning a celebrity-style bash worthy of a reality TV show, take a step back and consider what you can realistically afford. A good rule of thumb is to spend no more than 50% of your annual salary on your big day. If you and your partner earn a combined $70,000, that would mean keeping your wedding budget around $35,000. However, this number can be flexible based on your savings and financial goals.

Now, let’s break down the costs a bit further. Venue rental can take a massive bite out of your budget, often accounting for 30% to 50% of your overall expenses. If you’re dreaming of a picturesque garden wedding but find yourself staring at jaw-dropping venue prices, consider alternatives like hosting it at a family member’s home or finding a charming park. The right venue can set the tone, but it doesn’t have to come with a Hollywood price tag.

Next up are those ever-important catering costs. Food and drink can easily account for another 20% of your budget. While it might be tempting to offer a five-course gourmet meal, remember that your guests will probably be more interested in the company and the vows than the intricacies of the menu. Consider a buffet or family-style meal to keep costs down while still providing a delicious feast. You can even get creative with food trucks or dessert bars that reflect your personalities. Think of it as a way to turn your wedding into a mini food festival!

Then there are the fun extras, like flowers, decorations, and entertainment. While these add a fabulous touch, they can also lead to an unexpected budget explosion. DIY projects can be your best friend here—enlist your crafty friends for flower arrangements or create your own centerpieces. Remember, Pinterest is like a treasure map; there are tons of budget-friendly ideas just waiting to be discovered.

When it comes to wedding attire, be mindful of how much you spend. While it’s lovely to have that stunning designer dress, remember that many options can make you feel just as special without requiring a second mortgage. Renting attire or shopping at sample sales can be a smart way to keep your fashion choices financially savvy. After all, you want to look back at your wedding photos and remember the love, not the credit card debt.

Ultimately, the most important thing about your wedding budget is that it reflects your values as a couple. If you both prioritize having an unforgettable experience with your loved ones over extravagant décor, focus on creating memorable moments instead of spending on things that won’t hold lasting significance. Being financially responsible in your 20s is all about making choices that align with your future goals. Think of it as the ultimate relationship test: can you and your partner work together to create a celebration that’s both meaningful and budget-friendly?

As you navigate this exciting time, keep communication open with your partner about finances. Set a budget that feels comfortable for both of you, and remember that the day is about your love story, not just the grand spectacle. With some planning and creativity, you can have an unforgettable wedding without stepping into the dreaded financial abyss.