Mortgages, cars & student loans
Fresh takes on big dog purchases that won't make you want to chase your tail.
Exploring whether a $20,000 down payment is sufficient for home buying in Canada's major cities. Let's break down home prices, mortgage insurance, and strategies to make the most of your budget.
Dive into the essentials of buying your first car with a budget-friendly approach, considering whether to go new or used and what monthly payment suits your income.
Exploring whether the comfort and health benefits of a standing desk justify the cost for remote workers.
Explore the pros and cons of renters insurance for students living with roommates and find out if it's a smart investment or an unnecessary expense.
Considering moving back home to save money? Let’s explore the pros and cons of this big decision and how it could impact your finances and future plans.
Discover if investing in an electric scooter is a smart financial move for your one-car household, especially for city commutes.
Navigating wedding costs in your 20s can feel overwhelming, but with some smart planning, you can celebrate your love without breaking the bank.
Explore the ins and outs of rent-to-own financing for furniture and electronics, and discover if it's a wise move or a financial trap.
Moving into your first apartment is exciting, but figuring out renter insurance can feel like navigating a maze. Let’s break down why it might be a smart move, even when you're busy with a new job.
Navigating the car-buying journey can be tricky, especially when balancing reliability and budget. Here’s a playful yet practical guide to choosing between a certified pre-owned car and a cheaper old model without breaking the bank.
Navigating the choice between grad school and working can feel like choosing between two equally awesome dessert options. Let’s break it down and find out what’s the best fit for your future.
Explore the pros and cons of buying used textbooks versus online editions to find the best option for your budget and academic needs.
Deciding whether to live on campus or rent an apartment off campus for your second year? Let’s break down the costs, convenience, and independence of each option to help you make an informed choice.
Navigating the travel booking landscape can feel like a game of chance. Should you book early for peace of mind, or wait for those elusive deals? Let’s break it down in a fun, relatable way.
Exploring the ins and outs of financing a new camera to elevate your photography game while managing financial risks.
Deciding whether to use your savings for a big European trip or keep investing can be a tough call. Let's dive into the pros and cons to help you make the best choice.
Navigating your first job offer can be tricky. Discover the art of salary negotiation and whether it's worth the risk to ask for a bit more.
Discover playful and effective ways to save for a down payment on a house, even while navigating the challenges of renting in today's housing market.
Navigating apartment hunting on a fresh paycheck can be tricky. Here's how much of your salary to allocate to rent while keeping your budget in check.
Navigating your first apartment lease can be tricky, especially with thin credit. Let’s explore the ins and outs of getting a co-signer and whether it’s the right move for you.
Explore the pros and cons of condos versus houses for single young professionals looking to buy property in a bustling city.
Navigating the housing market in Canada can feel daunting, but understanding the pros and cons of renting versus buying can help you make a confident decision.
Navigating the housing market can feel like a game of Mario Kart, especially with rising prices. Here's how to decide if now is the right time for you to buy a house.
Explore the ins and outs of investing in rental properties during a market cooldown and discover if it's the right time for you.
Discover whether refinancing your mortgage makes sense in a high-interest rate environment and learn how to make the most of your financial decisions.
Navigating the furniture jungle for your first apartment? Discover the pros and cons of buying new versus second-hand to strike the perfect balance between cost and quality.
Navigating the financial waters of buying your first car can be tricky, but with the right budget in mind, you can make choices that won't leave you stranded.
Explore the best strategies for saving for a home down payment in Canada, comparing the FHSA, TFSA, and RRSP to find the most tax-efficient option for young professionals.
Explore the pros and cons of buying a new versus a used car in today's market, where used car prices are soaring and new cars offer enticing benefits.
Navigating the tug-of-war between paying off student loans and saving for a house can feel like a high-stakes game of Jenga, but with the right strategies, you can build a solid financial foundation.
Explore the financial implications of leasing an electric vehicle versus buying a used hybrid, considering total costs like maintenance and fuel for a savvy long-term decision.
Wondering whether to rent or keep saving for a house? Let's explore the pros and cons of each option as home prices soar.
Navigating the decision between buying a used laptop or financing a new one can feel like choosing between a nostalgic classic and the latest blockbuster. Here's how to make a smart choice.
Discover how to build a realistic savings cushion before taking the leap into independence with practical tips and insights.
Discover how a hefty down payment can shape your home-buying journey and help you avoid the pitfalls of being house-poor.
Explore the world of mini-homes and modular homes as a cost-effective alternative for first-time buyers navigating today's housing market.
Explore the pros and cons of buying a used car versus a new car for your daily commute, focusing on depreciation, repairs, and insurance to help you make an informed decision.
Explore the pros and cons of renting further away for affordability versus living close to work and the impact on your lifestyle.
Navigating the car-buying process with bad credit and no down payment can be tricky. Learn creative strategies to secure reliable transportation without breaking the bank.
Discover how to budget wisely for a destination wedding or honeymoon without breaking the bank, plus explore some cost-effective alternatives that still feel luxurious.
Planning a wedding? Learn how to budget effectively and save smartly to avoid credit card debt.
Discover how to strategically save for a home down payment while keeping your retirement savings on track as a young professional.
Exploring the ins and outs of prenuptial agreements and why they might be a smart financial move before tying the knot.
Discover practical ways to cut expenses and manage your budget when rent is eating into your income.
Explore the benefits of buying a reliable used car with cash to keep your finances in check and avoid the stress of large payments and interest.
Inheriting money is exciting, but figuring out how to use it wisely can feel overwhelming. Should you pay off that pesky student loan with a 6.8% interest rate or put it toward your dream home? Let's break down the options!
Explore the perks of a 15-year fixed mortgage for first-time homebuyers and the trade-offs it brings to your monthly budget.
Discover how to navigate your first apartment rental with a low credit score by weighing the benefits of a larger security deposit against having a cosigner.
Exploring the ins and outs of short-term health insurance when you're between jobs and just turned 25.
When renting your first apartment with a low credit score, offering a larger security deposit or securing a cosigner can make a big difference. Here’s how to navigate your options and make a strong impression on property management.
Explore the pros and cons of renting versus buying in today's big city market, where high rents and steep mortgage rates create a tricky balancing act.
Explore the playful yet practical options of bridge loans and mortgage recasting to make the most of your home sale equity.
Exploring the debt-to-income risks when juggling multiple mortgages with a bridge loan can be tricky. Here's how to manage your finances wisely while stepping into your dream home.
Discover effective strategies to reduce closing costs when buying a home, from negotiating seller credits to shopping smart for services.
Deciding between buying a used car outright or leasing a new one with a warranty? Let’s dive into the pros and cons of both options to help you make the best choice for your long commute.
Exploring the balance between salary and mental health, this article dives into the benefits of prioritizing work-life harmony over a hefty paycheck.
Discover how moving back to Canada impacts U.S. income-driven repayment plans for Canadians with student loans, and learn how to manage your payments effectively.
Dive into the world of mortgage servicing and discover whether your lender will be your lifelong financial companion or if they'll pass your loan to someone new.
Students often face tough choices when it comes to textbook costs. This article explores the pros and cons of renting, buying used, and choosing between digital and physical books, all while keeping your wallet happy.
Exploring the trade-offs of 15 vs 20-year mortgages can help first-time buyers make informed decisions about their home financing.
Exploring the pros and cons of purchasing a family home that requires significant repairs can lead to smart financial decisions and family harmony.
Exploring whether coding bootcamps or certificates can boost your income later in life with a fun and engaging approach.
Explore the trade-offs between leasing and paying cash for a car, focusing on real costs and experiences that can help you make a savvy choice.
Exploring the pros and cons of purchasing a used laptop for students looking to save money while still getting the tech they need.
Exploring the value of concert experiences in your 20s and whether splurging on resale tickets is worth the financial pinch.
Exploring the pros and cons of living with parents versus moving out to save for a house, all while keeping it light and relatable.
Exploring the pros and cons of buying a used or refurbished iPhone, and how it can save you money without sacrificing quality.
Navigating rent after college can be tricky. While the 30% rule is a good guideline, let’s dive into what’s realistic in today’s rental market for recent grads.
Explore effective ways to cut housing costs while living on campus and make your student life more budget-friendly.
Learn how to balance your travel dreams with your financial goals, making the most of both worlds without breaking the bank.
Navigating the decision between buying a car and using public transit after college can be tricky. Here's how to make the smartest choice without feeling financially anchored.
Discover how to travel the world without emptying your wallet with these savvy tips for students.
College costs go beyond tuition and textbooks. Let's dive into the often-ignored expenses that can sneak up on students.
Discover how to explore Europe without draining your savings or maxing out your student loans while studying abroad.
Discover how to enjoy experiences like travel and concerts while managing student debt with smart budgeting and planning.
College is more than just tuition and textbooks. Discover the hidden expenses that can catch you off guard and learn how to budget for them effectively.
Explore the financial factors that can help you decide whether owning a home or continuing to rent makes more sense in today's market.
Learn how to balance your housing expenses with your financial peace of mind, making sure you can enjoy life without breaking the bank.
Deciding whether to relocate or stay put can feel like choosing between a double feature and a cozy night in. Let's break down the real housing costs to see what people actually saved or lost in each scenario.
Discover what you need to know before converting your locked-in RRSP into steady monthly payments, including options, pitfalls, and strategies to make your money work for you.
Navigating the world of refinancing can feel tricky, but understanding when to make the leap can save you a bundle. Let’s break down the key moments to consider refinancing your loan or mortgage.
Explore the key factors to consider when deciding whether to rent or buy in a high-cost housing market filled with rising rents and interest rates.
With mortgage rates soaring, many are caught between the decision to buy a home or keep renting. This playful exploration digs into the pros and cons of each option, drawing insights from Reddit debates and financial wisdom.
Explore the dilemma of whether to buy a home now or wait for lower mortgage rates, while considering the impact of rent inflation.
Navigating the world of used versus new tech can be tricky. Discover when buying refurbished devices is a savvy choice and when it might lead to buyer's remorse.
Exploring the challenges and sacrifices of pursuing FIRE in expensive cities like NYC and San Francisco.
Learn how to negotiate your salary and job offers effectively with practical tips, timing advice, and strategies to maintain strong relationships during the process.
Exploring the financial and mental health benefits of a child-free life while navigating the cultural conversations and unexpected trade-offs.
Explore the pros and cons of investing $20,000 versus using it as a down payment on a house, while considering market timing, tax implications, and personal stories.
Exploring the financial landscape of renting versus buying a home reveals surprising truths about long-term costs, maintenance, and market trends.
Explore the financial trade-offs between renting and buying a home, with insights on mortgage payments, maintenance, appreciation, and the potential of investing your rent money.
Exploring how renting can sometimes be the smarter financial choice, freeing up cash for investments and avoiding the hidden costs of homeownership.
Exploring the pros and cons of buying a home versus renting in high-cost living areas, complete with insights on long-term commitments and financial impacts.
Learn the secrets of negotiating your salary and benefits package like a pro, with tips on what to ask for and how to approach HR.
Buying a home is more than just the sticker price. Dive into the often-overlooked costs, from property taxes to maintenance, and learn how to budget for them like a pro.
Explore the pros and cons of paying high home loan EMIs versus renting a cheaper place and investing the extra cash. Find out when renting might just be the smarter financial move.
Exploring the pros and cons of a lifetime of renting versus buying property, and how your choice can impact your financial future.
Explore the pros and cons of refinancing your mortgage when rates drop, even if closing costs are high. Discover when it makes sense to go for it and how to make the most of your decision.
In pricey markets, renting can sometimes be the smarter financial move. Let's explore the costs and benefits to see when renting wins out.
Exploring how everyday folks achieve financial independence and early retirement (FIRE) with modest incomes through smart strategies and sacrifices.
Discover when refinancing your mortgage makes sense, especially with recent rate drops. We'll break down the costs and factors to consider, all while keeping it fun and relatable.
Exploring the financial implications of renting versus buying a home, including mortgage rates, maintenance, property taxes, and the flexibility of renting in today's market.
Explore the pros and cons of refinancing your mortgage versus investing the difference in a smart and engaging way.
Deciding between renting and buying a home can feel like choosing between Marvel and DC—both have their merits! Let's break down the factors to consider before making a decision.
Explore the ins and outs of renting versus buying a home in today's market, with a fun twist that makes the numbers easy to digest.
Discover the essential insights first-time homebuyers often overlook, from closing costs to future resale, to make your mortgage journey smoother.
Discover practical and fun ways to keep your car running smoothly without breaking the bank, from oil changes to tire rotations.
Explore the pros and cons of mortgages versus renting, along with tips on when to make that leap into homeownership.
Navigating the world of tech purchases can be tricky. Discover how to safely buy refurbished devices without falling into common pitfalls.
Explore the pros and cons of buying new versus refurbished tech and discover which option saves you more in the long run.
Moving back home after graduation can be a wise financial decision. Learn how to make the most of this time to save money and tackle debt.
Navigating the costs of moving out for university can be daunting. This guide helps weigh the pros and cons of staying home versus taking the plunge into independence.
A lighthearted yet practical strategy for a couple grappling with a tight budget, high mortgage, and unexpected medical bills, aiming to find their way back to financial stability.
Get ready to tackle saving, investing, and student debt like a pro with simple tips for your new budget.
Deciding between a hefty down payment and paying off student loans can feel like choosing between chocolate cake and a fresh fruit salad. Both are appealing, but the decision can impact your financial future. Let's dive into the pros and cons of each option to help you find the path that fits your financial goals.
Discover how to leverage student discounts for textbooks and resell them effectively while avoiding common pitfalls.
Navigating the choice between buying a used car and leasing a new one can be tricky for recent grads. Here’s a fun and friendly breakdown of the pros and cons of each option, especially with the rising costs of new EVs and hybrids.
Navigating the tricky waters of home and education loans in India can feel daunting, but understanding your options can unlock new paths towards your academic goals.
Navigating student loans and savings can feel like a high-stakes game, but with the right strategy, you can win at both. Let’s dive into how to prioritize paying off student loans and building an emergency fund in your new grad life.
Discover how to optimize savings, create side income, and tackle bad debt for an early retirement, even when work feels overwhelming.
Explore the pros and cons of lease takeovers versus buyouts in Canada, as we navigate the financial landscape of 2025 and help you make the best choice for your wallet.
Deciding whether to buy mortgage points or keep your cash can feel like navigating a maze. Let’s break it down with some friendly financial math and a dash of pop culture flair.
With a wave of lease-return electric vehicles hitting the market, it's essential to weigh the pros and cons before diving into a deal, especially considering battery warranties and winter performance.
Exploring whether a lease takeover or a used car purchase is the smarter choice in Canada right now.
Navigating rent splits can feel like a game of Monopoly, especially when a couple occupies the master bedroom. Here’s how to divide rent fairly so everyone feels like a winner.
Exploring the pros and cons of taking a gap year to work and save money before heading to college.
Discover creative strategies to secure housing even with a tight budget and less-than-stellar credit, including cosigners and shared rentals.
Exploring the pros and cons of taking a gap year to save money before starting college, including financial strategies and potential risks.
Navigating the world of rentals can feel like a tough level in a video game, especially when facing low income and a bad credit score. But fear not! With the right strategies, you can unlock your housing options.
Explore the pros and cons of buying used textbooks and reselling versus renting or going digital, discovering which option saves you the most cash as you head back to school.
Starting July 2026, the Grad PLUS program will see significant changes, limiting borrowing options for new graduate students. Here's what you need to know about the new borrowing caps and how to plan your finances accordingly.
After a multi-year break, the Department of Education is revving up student loan collections for defaulted loans. Get the scoop on what this means for you and how to navigate the new landscape.
Discover clever ways to tackle tuition payments when your RBC checking account has a transfer cap, ensuring you get your education on track without a hitch.
Uncover the hidden expenses of college life that can drain your budget faster than you can say 'student loans.'
Explore the exciting new Massachusetts 2025 High-Demand Scholarship, its requirements, and tips to stand out in the competition.
A parent offers $1,800 to each child if they stay off social media until age 18. This has sparked a debate about whether it's a smart approach to screen time or merely a bribe. Let's dive into the pros and cons of this screen-free incentive.
Exploring the benefits of trust funds versus teaching self-reliance can help parents make informed decisions about their children's financial futures.
Exploring the importance of wills and trusts for children, including personal stories and insights from other parents on this critical topic.
As the 2025 budget proposal rolls out, we explore the potential of relocation incentives for rural workers and whether they could be the nudge you need to swap city lights for starry nights.
With the Bank of Canada keeping rates steady at 2.75%, many are wondering if now is the right time to refinance their mortgages or if they should wait for potential cuts down the road. Let’s dive into the decision-making process.
With the Fed holding steady in August 2025, it’s time to consider whether refinancing your student loans is the right move or if waiting for potential cuts in 2026 might be wiser.
Exploring how the 2023 FAFSA income shift impacts 529 plans and your financial strategy for college savings.
Navigate the essentials of last month's rent deposits in Ontario, including how it affects your final month and when you can expect interest back.
Discover the ins and outs of fixed-payment variable mortgages, trigger points, and the risks of negative amortization in Canada with a fun and friendly approach.
Understanding how to vet HOA risks can save condo buyers from unexpected multimillion dollar repair bills.
Discover your rights as a renter when your landlord wants to change payment methods from e-transfer to PAD in BC.
Learn how to tackle credit reporting issues when a rent guarantor claims you were on a lease you never signed, and discover the steps to dispute the charge and clear your credit.
Navigating your first utility bill can be a shock, but understanding the charges can help you avoid surprises in the future.
Explore the ins and outs of rent guarantor services like TheGuarantors, including fees, obligations, and potential pitfalls for renters.
Buying a rebuilt title car can save you money, but it comes with unique insurance challenges and financing hurdles. Let's dive into what to expect.
Explore the financial showdown between a refurbished iPhone with AppleCare and a new device on a carrier plan, and discover which option saves you more over 24 months.
Learn how to deal with tenant insurance issues when your roommate isn't on the policy. Understand your options and how to appeal claims effectively.
Dive into the financial and practical aspects of choosing between a used hybrid and a used gas car for long commutes, especially under $12k with 100k miles, and see which option makes the most sense after three years.
Exploring the pros and cons of listing yourself as an occasional driver on your parents' car insurance policy to save money.
Navigating the world of pre-construction homes can be tricky, especially when delays put your RRSP Home Buyers' Plan at risk. Let’s break down what this means for first-time buyers and how to handle those pesky timing worries.
Explore the ins and outs of assumable mortgages in Canada, their approval rates, and pitfalls to watch out for as we approach 2025.
Facing a hefty 27 percent jump in auto insurance can be daunting. Here’s how to navigate these waters and lower your costs without losing your mind.
Discover the ins and outs of Certified Pre-Owned fees and how they compare to buying new, plus tips on negotiation.
Exploring lease takeovers in Canada can reveal surprising savings, especially when the numbers line up just right. Learn when this option can be a game-changer for your wallet.
Deciding between a used Tesla and a Corolla? Let's break down battery warranties, potential savings, and whether you're underestimating the risks involved.
Learn about your rights regarding post-dated cheques and discover creative ways to pay rent that keep things easy and breezy.
Uncover the hidden pitfalls of 0% financing offers and what you need to know to avoid interest traps when buying furniture.
Navigating the world of pre-construction condos can be a whirlwind, especially when life changes throw a curveball. This guide dives into the choice between assignment sales and closing, exploring deposits, protections, and market risks to help buyers make informed decisions.
Navigating the world of Certified Pre-Owned cars and their warranties can feel like deciphering a plot twist in a movie. Here’s a friendly guide to understanding OEM CPO warranties versus dealer add-ons and when the extra cost might be worth it.
Thinking about buying a used electric vehicle for your frosty travels? Let’s dive into range loss and commuting needs to make sure you don’t end up stranded in a snowdrift.
Explore the ins and outs of taking over a car lease in Canada, including potential savings and hidden costs you might encounter.
Facing an increase in house costs and a mortgage reset, you might be wondering whether to sell your home or tough it out. Let's break down your options and find the best path forward.
Learn how to save for a more efficient car while managing high gas expenses during your apprenticeship.
Explore the financial pros and cons of renting versus saving for a down payment while considering investment opportunities and mortgage costs.
Learn about the penalties and tax traps that can come from late withdrawals from your RESP. Discover how to avoid these pitfalls and keep your financial plan on track.
Exploring the pros and cons of moving out with friends versus saving at home. We'll dive into how to make the best financial decision while keeping it fun.
Learn how to manage $37K in student loans while still building your savings. Discover effective strategies to strike a balance between paying off debt and securing your financial future.
Navigating rent and utility splits with roommates can be tricky, but with a few smart strategies, you can keep the peace and your wallet happy.
Learn how to balance paying off your student loans while saving for a condo with smart strategies that make the process fun and manageable.
Explore the pros and cons of renting versus buying a duplex in your early 20s while investing in the S&P 500.
Deciding whether to buy a house at 25 can feel like a big deal. Here’s a playful yet informative look at the pros and cons of homeownership versus renting and investing.
Exploring the sentiment among Canadian workers about job security and pay in U.S. companies.
Deciding between buying a used car in cash or financing a newer model can feel like choosing between a classic sitcom and the latest blockbuster. Let’s break down the pros and cons of each option to help you steer in the right direction.
Navigating the Canadian housing market on a $70K salary can feel like trying to find a needle in a haystack. Let’s break down how to realistically assess what kind of home you can afford without losing your sanity.
Discover how to fairly divide rent and bills in a two-bedroom condo with friends, balancing space and amenities while keeping the peace.
Exploring the pros and cons of choosing a long-term car loan for affordability, and whether paying cash for a used car might be the smarter choice.
Deciding between paying off your car loan or investing in ETFs can feel like choosing between popcorn and nachos at the movies. Let's break down the pros and cons of each option to help you make the best financial choice.
Explore whether breaking your fixed-rate mortgage early to secure a lower rate is worth the hefty penalty, and learn how to make the smartest financial decision.
Deciding between leasing and financing your first car can be tricky for students. Explore the pros and cons of each option to find out what makes the most sense for you.
Discover the hidden costs of moving into your first apartment in downtown Toronto, from utilities to tenant insurance, so you can budget smartly and enjoy your new space.
Deciding between renting furniture and buying cheap IKEA pieces? Dive into the pros and cons to find the smartest choice for your new city adventure.
Balancing your TFSA investments and student loan debt can feel like a high-stakes game. Here’s how to decide whether to cash out your tax-free savings or let those investments ride.
Wondering how much house you can afford on a $70K salary in Canada? Let's break it down in a fun and relatable way, so you can find your perfect balance between dream home and budget.
Deciding between buying a used car outright or financing a newer model can feel like a real-life episode of a decision-making game show. Let's break it down in a fun and approachable way.
Learn how to divide rent and bills fairly when sharing a condo with friends, even when the bedrooms are uneven.
Exploring the pros and cons of taking a 7-year car loan versus paying cash for a used car, and what it means for your financial future.
Deciding whether to stick with your parents or venture out on your own can be tricky. Let’s break down your options to see if staying put or moving out makes the most financial sense.
Navigating college funds can feel like a tricky game of Monopoly, especially when it involves sharing with family. Here's how to tackle leftover funds and sibling dynamics in a way that feels fair and rewarding.
Considering a job change while navigating a mortgage application can feel daunting. Here's how to handle it without derailing your home-buying dreams.
Accidentally spent from your HSA on non-medical expenses? Don't panic. Here's what to do next and how to handle the penalties.
Unlock the secrets of negotiation and make your first home-buying experience a howl of a good time. Discover tips that will have you barking up the right tree!
Unlock your inner savvy negotiator with these tips for mastering big-ticket purchases and scoring the best deals.
When it comes to major appliance purchases, navigating the world of fridges, washers, and dryers can feel overwhelming. But fear not! This guide breaks it down into manageable bites, helping you make informed decisions that won't leave your wallet feeling like it just got slimed.
Navigating the world of major appliances can feel like assembling a complicated Lego set without the instruction manual. Fear not! This guide will help you make informed decisions and avoid buyer's remorse while keeping your home as cozy as a well-worn blanket fort.
Navigating student loans doesn't have to feel like deciphering a secret code. With the right strategies, you can borrow wisely and set the stage for a bright financial future. Let’s break it down into manageable bites.
Planning a wedding can feel like a big production, but with the right budgeting tips, you can keep your finances in check while still having a magical day. Let’s turn your wedding dreams into a reality without breaking the bank.
Ready to hit the road? Buying your first car is an exciting journey filled with choices, from budgeting to test-driving. Let’s navigate the twists and turns of this big purchase together, ensuring you make a smart and savvy decision.
Exploring whether a $33,000 investment in a new Toyota Corolla is financially sound involves understanding your budget, the value of the car, and the importance of long-term planning. Let's break it down!